Money Transfers & SCS

Settlement & Cash Service is offered the Bank Clients - to the individuals who have opened Call Deposit accounts in the Sinergia Bank and also who have no account. The investor has the right to give the assignment on realization of cashless transfers from the account. He can grant an opportunity to dispose of his current account to other person by proxy. Retrieve and transfer of money resources to the account is not limited neither on an amount, nor on a term.

For realization of operations under the account the Bank levies the commission.

Interest on the account are charged according to the rates on servicing of individual persons. 

Foreign Currency Transfers
Euro transfer without opening an account / Transfer from the account 0,75 % from the transfer amount, 
not less EURO 45, but not more 
EURO 100
Dollars transfer without opening an account / Transfer from the account 0,75 % from the transfer amount, 
not less USD  25, but not more 
USD  100
Transfer/withdrawal Western Union payments Fees are estimated by service provider – NKO Western Union Ltd. Company
Transfer/withdrawal CONTACT system payments Fees are estimated by service provider – “Rapida” Ltd. Company
Withdrawal of the transfer in a foreign currency 1% from the transfer amount
Converting foreign currency in the amount of the deposit and interest under the currency of Russian Federation According exchange rate of Sinergia Bank, JSC
Converting the currency of the RF in the amount of the deposit and interest under the foreign currency account According exchange rate of Sinergia Bank, JSC
Foreign Exchange operations(Buying and Selling currencies, Conversion operations)            By Bank Sinergia rates
Bank Sinergia fees on buying damaged foreign currency notes 20% of banknote nominal value (in Russian Rubles by Russian Central Bank exchange rate)

 

Ruble Transfers
Transfer without opening an account / Transfer from the account Up to Rub. 4 000 – Rub. 40  
Above Rub. 4 000 – 1% from the amount, but not more Rub. 3 000
Client's tax payment transfer  Free
Transfers via BASP system Rub. 100 per a document
Transfer/withdrawal Western Union payments Fees are estimated by service provider – NKO Western Union Ltd. Company
Transfer/withdrawal CONTACT system payments Fees are estimated by service provider – “Rapida” Ltd. Company
Individuals’ transfers (without account opening service) in favor of  “Shkolnaya Carta” Ltd.  Free
Transfer/withdrawal Papida system payments Fees are estimated by service provider – “Rapida” Ltd. Company
Cash withdrawal of wire transfers received by “Sinergia” Bank  on deposits of individuals accounts (per month) - less 500 000 Rub – 0,5% of total sum
- 500 000 - 1 mln. Rub– 1% of total sum
-  more than  1 mln. Rub  – 3% of total sum.
* Bank has a right to change fees on this kind of transactions with compalsive notification of the client
Cash withdrawal of wire transfers received by “Sinergia” Bank  on deposits of individuals accounts (per month) with instructions of:
a) Social type of payments from the budget organizations (pensions, stipends, allowances, subsidies and similar payments) 
b) the return of overpaid (collected) taxes, fees, fines and penalties in accordance 
with the legislation on taxes and fees
 Free
Intrabank transfer of money resources from accounts of individuals Rub. 30
Cashing of the money resources, came cashless, at excess of volume of cash withdrawal of Rub. 2 mln in a month 3 %
Cashing of money resources under transactions of mortgage lending Free
Printing information notes on availability, movement and balances of money resources under accounts of individuals Rub. 50
Restoration of a deposit-book instead of lost Rub. 25 per a document

 Using money transfer & payment system CONTACT has many advantages:

      Transfer/Payment delivery time - 15 minutes.

Tariffs for sending money transfers via Contact system .

You just need a personal identifying document - passport, drive license.

According to Russian Federation law:
You can transfer foreign currency and Russian Rubles inside Russian Federation without any limitation of sum; Russian Federation citizens can transfer foreign currency or Russian Rubles not more than 5000$ (or equivalent in other currencies) per day.
Foreign citizens can transfer without any limitations.

You can send/receive money using CONTACT system in Bank "Sinergia" offices:

You can get any additional information on the phone: +78452 223-500; 223-501.

Western Union Transfers

Since 1871 the American company - Western Union - is engaged money transfers via modern communication and information handling facilities. The latest electronic technologies applied by the company allow transferring money for any distance for few minutes. Each transfer is protected by a reliable world-class system of safety guaranteeing that the money will be paid out only to the person specified by you.

The International System of Transfers created by the company together with its numerous foreign partners acts in more than 180 countries and territories of the world and has about 90 000 service stations, including over 2500 stations in the CIS and Baltic countries.

The Sinergia Bank effects Western Union transfers according to the tariffs of NKO Western Union DP Vostok Ltd.

You can send or receive money by Western Union System for only several minutes  in Bank "Sinergia" offices:

 

According to the current legislation the citizens of the Russian Federation have the right to transfer from the Russian Federation within one operating day foreign currencies or the RF currency in the amount not exceeding US $ 5000 or an equivalent of this amount in another currency.

Operations on Accounts

Opening of a current Bank account or a Call Deposit account allows realizing the range of operations:

The Bank grants account statements on all operations.

Cash Services

The Bank grants the individual Clients the cash services including following operations: